3" K frames are made for IWB/OWB, but the 65s are expensive in the rare 3". I picked up an older Taurus 66 3" at a gun show and it's a fantastic shooter and a good IWB carry, but I'd really rather have a round butt. If you can find a round butt 3" K frame for an affordable price, good on ya, but for me, I'd look to a 3" Ruger SP101 which is easier to tote than even a 3" K frame, thinner, lighter, though it does give up a round in the cylinder for that comfort. But, for me, that's really not a deal breaker. Down here in the hot south of the Republic of Texas, I pocket carry, though. If Texas ever passes that open carry thing where I'm not so paranoid of "flashing", I may get another SP101 and this time in a 3". I'd carry it OWB, just don't care much for IWB all day long. The Hogue grip on that thing gave it a GREAT profile for carry.
JMHO, though, what you asked for, I believe.