We just returned from a week in the Galveston/Bolivar area. It was pretty close whether the roads would open to get there - arriving from the east side to avoid the interstates was also where the most flooding occurred outside Houston.
It was mostly rain water backing up - not sea water. Irma deposited a lot of rain and it ran off slowly. The terrain is as flat as Kansas with almost no geographical features - High Island is a bump on the skyline, at 38 feet elevation.
Getting to the point, in 2008 Gilchrist suffered a 12 foot storm surge which nearly wiped it out. One of the few homes to survive was built on 14' piers above ground level. It's now a very common sight to see in the peninsula - you can park a large RV or trailer under them with no overhead issues.
https://duckduckgo.com/?q=homes+built+in+bolivar+tx&t=ffab&atb=v78-1_b&iax=1&ia=images The one we stayed actually survived Ike.
While it's not impossible, those folks don't plan on their firearms getting soaked in the first place.
A ounce of prevention is worth a pound of cure. We are on a gun forum, how to clean them after a flood seems a bit late in the game when our larger focus should be not being in a flood zone in the first place. However, I do get it - if and when some of us recover our firearms lost in that tragic boating accident, we'd like them to be as pristine as when they hit the drink. From what I read around on the net, they will be, but nobody is saying how they got them looking so good.
As for cleaning one it's no different than any gun that you got caught with in a downpour - complete disassembly, drying and oiling every nook and cranny, then wiping down the excess. I've seen a lot of phosphate finished parts get scraped with dental picks and knife points to loosen the rust, then off to the armorer to turn in. And if you draw the same one back - lo! - there's new dirt and rust in places you know you cleaned. Hmmm.
I'd say the life of a working gun over a 20 year period will do more to damage the finish than a few days in water. Which also goes to - you planned to store them below the local flood line of the last storm? Which, btw, is eventually exceeded by another.