@Traffer, another thing you seem to be dismissive of is the value of a warrantee. I have no idea what Heritage's is like other than what you said:
"They first tried to talk me into thinking it was my fault (she actually said the because I used 36 grain bullets instead of 40 grain it voided the warranty. But she gave up on that when I asked her if she actually knew anything about guns. And I said "so you are not going to honor your warranty because i used Remington Golden bullets, one of the most common rounds made."
Now, if you just bought this in December I don't need to tell you this is stinky. I'd hate to think of down the road just a little. Ruger's, on the other hand, is legendary. I have never heard bad, only glorious examples. I recall how someone had an old, worn out Blackhawk, maybe from the 60's. He sent it in, they replaced everything on it. He said it was basically a brand new gun. His only cost was mailing to them. While this may be the most extreme example, many others are close. Oh, and often of warrantee stuff they send a prepaid mailer. They may be the best company in the U.S for warrantee work (not just gun co) This has huge value to the owner and future buyer.