A good portion of "street-life" involves playing a part - and silent intimidation (or outright intimidation) is one of the tactics you'll encounter occasionally -particularly after dark... I haven't had an incident in a few years now - but my last one involved a drunk hanging out in front of a convenience store at 5Am... As a full time fishing guide down here in south Florida I'm often towing my boat in the very early (or very late hours) from my home to one ramp or other with a stop at a convenience store or tackle shop long before sunup when if feels like you're the only guy around...
Your best bet is always avoidance - the encounter that doesn't occur is what you really want... That said, I've found being ready to get physical in an instant is a pretty fair deterrent on the street most times... The moment that drunk started his spiel "Gimme some money" I faced him, assumed a defensive posture and simply said, in a firm voice... "NO". His next tactic was to draw a small pocket knife and open it while standing about four feet away... My second move was to tell him in no uncertain terms exactly what I was going to do with his knife if he didn't back off - and that was all it took... Encounter ended. It could have escalated from there but most times if someone's going to attack - they don't try the intimidation routine first...
I don't carry a sidearm (and haven't - not once since I retired out of police work almost 26 years ago now..). If I were armed I'd be keeping my distance until it was certain that deadly force might be needed. Street "theater" is just that - mostly posturing but your willingness to defend yourself is a very large part of it - and you have to communicate that to anyone trying to get brave enough to do something stupid.... The idea is to turn your aggressor away and get him (or her) looking for an easier target.
I know that in today's world where armed citizens wouldn't think of being out in public without a sidearm many will think my choice not to carry is being foolish - but if that's so, I'll be the first one to find out... I do keep a firearm close by -but not on my person if at all possible. A carry permit was part of my retirement package - and I've carefully renewed it every five years since because I might one day need to take a job that requires it...
As a fellow retiree I do believe I grasp your reasons for not CCWing.
But I do not agree with it,there is a difference between grasping your reasoning and also not agreeing with it.
I know full well that the instant I even reach for my heater,my life will change forever.
And if I NEED [ and that means exactly that = NEED ] to draw ,regardless of if I am forced to shoot ----- life is no longer what it was.
But my old school belief is a silly one ,I agree.
The old adage is "better to be tried by twelve" etc.
I strongly prefer to find out what will happen WHEN [ not if ] I live.
I now go out of my way to avoid being where,or when a SHTF moment could happen.
And that means staying away from places where you should know that "baby momma drama" has a strong possibility of occurrence.
If I need to spell that out,then I am sorry for you.
Walk along the Savanah Ga. river walk and see the amount of officers ALL NIGHT LONG !.
That is where you go for an evenings stroll and not see a real possibility of an incident.
I have been approached in the recent past in daylight in 'good places',that one would consider "safe".
I will not be smiling,I will FACE THE THREAT,I will NOT ALLOW myself to be approached or circled.
That attitude alone speaks volumes.
Glad the OP was safe and did not need to resort to any other use of force.
But to all who posted NO ATM's outside a bank ----- hell yes.
btw = I never use them.