A big part of the problem is people speak and think in generalities, even when they think they are being specific. Anatomy is very specific.
Someone was shot in the head and ran 15 blocks...almost meaningless. Someone was shot in the mid-brain and ran 15...wait, that is not possible.
Someone was shot in the "vital zone" or "upper chest" and fought for another 20 minutes. Well, even in the upper chest there is more lung and nothing than something that will rapidly incapacitate. Now, if someone was shot through the heart, they would only have about between 7-30 seconds of consciousness left.
Physical stops are not biased by psychology, but they require precise shot placement which is very difficult to achieve under stress. Heart or mid-brain/brain stem (spine is not realistic to try for on purpose). Practicing on 3D targets or photo-realistic ones with different angles to rapidly dump rounds in these areas is doable in training. So, if in training you dump 2-3 rds into the heart and 1-2 in to the mid-brain and then suffer a 50% degradation of skill in combat as estimated by many experts, you'll still hit the heart and/or mid-brain at least once.
Get 1-3 of these
http://www.letargets.com/content/tac-man-3d-torso-shell-target.asp, put old clothing on them, they last for a very long time. My typical training session- I start out on small bullseye type aim points on armed photo-realistic paper targets to work on trigger control/raw marksmanship. I then move to working the photo targets in single and multiple targets with movement shooting for the heart/head. I finish my session on the clothed 3d targets with movement.
I always arm my human targets unless they are no-shoot, the photos are armed (you can buy unarmed no shoots of course) and they have cheap foam guns you can staple to a shirt sleeve on the 3d targets.