It's always a tradeoff. There are benefits to carrying one in the pipe. And there are detriments. Everyone has to decide how to assess and act on that tradeoff.I ALWAYS carry with a round chambered. If I need to use my gun, it is possible that I may only have 1 hand available (injury, moving loved one out of the way etc.) Also, I want every advantage I can get; I don't want to have to take the time to chamber a round in a fight
But ... if I know I'm going into a situation that could be dicey (late at night in creepy part of town, going to bank with a lot of cash, two confirmed zombie kills in my driveway) then yes, but in a sturdy kydex OWB/IWB holster.
....yep.well duh...........