I’m confused. You start out saying;
I don't have 1000 rounds of anything and I shoot once a week. If you have 1000 rounds of centerfire rifle ammo you fall into the comp shooter, survivalist, or jihadist category. I don't know anyone who falls in any of those categories.
Then in post #117 you say:
Prepper, survivalist, call it what you want. The terms are synonymous
You take exception to my statement that people who stockpile ammo fall into one of three categories but it seems just about everyone here falls into one of those categories.
My first question is if you have less than 1,000 rounds of ammunition why do you need a insurance rider covering $10,000 worth of firearms? It seems a little of balance to own several very nice guns or a bunch of other guns but not enough ammo to keep them all fed.
When you accuse anyone that “stockpiles ammunition” which is more than 1,000 rounds per your first post as “Prepper, survivalist” you are giving Midwestern rural values a negative image.
Here is tornado alley keeping extra supplies on hand is not only wise but recommended. Every fall my grandparents would can fruits and vegetables to get them through the winter and into the spring. By your standard they were preppers and survivalists which back then was necessary to have enough to eat.
You may not be aware of the power of “bartering.” In a crisis money is worthless. Someone comes to my farm wanting to buy eggs with money is going to get turned away. However if they have a side of bacon, some canned goods, etc. we will work out a swap. Ammunition is just another universal form of currency which can help me get items I need.
Personally I think having less than 1,000 rounds of ammo on hand is "penny wise and pound foolish."