feltonfitz
Member
- Joined
- Sep 22, 2009
- Messages
- 16
Collectibles Insurance Services rates are pretty consistent across all 50 states. Here are some sample quotes using Texas. The only time the rates are significantly higher is if you are a dealer.That's pretty good. I wish they had quoted me that price. I'd never opt for a rider if I had that sort of alternative.
You brought up a good point though. Rider policies usually require an inventory/appraisal of what is being covered. A lot of the time, the outside policies do not. Whether or not you have issues with an insurance company knowing the extent of your collection, might or might not be worth the extra cost that may apply.
$5,000 = $43 year
$10,000 = $71
$15,000 = $99
$25,000 = $165
$50,000 = $325
$100,000 = $616