For people coming in new I think there are a few things that hit first. One is over all costs. Costs of equipment, costs of components, then cost per round you "made". It is only natural to want to know what the road ahead has on it. Like so many said if you shoot common flavors cost per round you make vs cost per round store bought can be roughly equal. I think I am safe in saying the majority of shooters are not needing or really wanting F-class ammo. Most people it will be a long range hole punch and that is it. I have come across articles that in even a SD type deal having your own home made ammo is just another arrow in the quiver of the lawyers on the other side....just like having "make my day" on the side of your firearm....it does not look good in court.
This has really picked up steam IMHO because of the shortages, and people thinking about doing this for costs likely peek in at costs of powder, primers and the like, and where before they don't exist, now if your timing is good people have stock....so the discussion has started again.
There really is no good or bad answer, and I really understand the threads potential new loaders start, and detest those that say "use search". The reason this place exists is to help fellow shooters, use the search is not help.
It really is up to the specific person if they "want" to start on this end of the hobby. It is not hard, and the basic equipment to make very good rounds is not that expensive. It is all what your mindset is when it comes to "common calibers".
Now if you shoot long out of date cartridges and are calling RCC for your brass, then yes reloading is really the only road you have available.
I know people that started reloading "common" calibers then to buy that old gun they always wanted because now they can reload for it.