I have had great luck with the SR series of poly pistols. I would not hesitate to purchase if you want the pistol... issues are few and far between, no different than the other top brand pistols around. Ruger is my favorite brand, because I do not personally know of one person who did not love their Ruger (granted, the sample size is smaller than Glock and 1911 owners).
Not only that, they are great value for money. If the pistol fits you, then I say "pull the trigger" on the purchase. Remember, Ruger guarantees their firearms with +P and +P+ ammo as long as it is factory made.
As far as hip holsters, I would go with a boring snap nylon holster from Gunmate, Blackhawk, Uncle Mike, etc. Cheap, durable, simple, and doesn't wear the finish like plastic/kydex holsters.