Self Defense Insurance??

[Guy B. Meredith]

Does anyone have experience with or thoughts about insurance to handle the sticky aftermath of a self defense use of firearms?

http://defenderschoice.com/saf

 

[ColtPythonElite]

I think the link doesn't work.

 

[scaatylobo]

Joined a few

I saw the outcome of the Zimmerman case and not even addressing good or bad shoot.

the cost of attorneys and the upset with all the news on your front lawn [ and your familys too ] .

Was a reason to at least have an insurance policy that covered my as far as bail money,attorneys fees,and lawsuits.

I doubt that any and all expenses will be covered,and I do not expect to be in "those shoes" = but an ounce of prevention !.

I spent MUCH more in ammunition a year than the cost of this insurance.

 

[bainter1212]

My CCW class instructor recommended "second call" insurance. Looks like a pretty good deal. If you google that one it pops up.

I plan to sign up as soon as my permit comes in the mail.

 

[Shawn Dodson]

NRA Self Defense Insurance - http://www.locktonrisk.com/nrains/defense.htm

 

[Guy B. Meredith]

Link fixed.

 

[Tom Harvey]

Insurance would be good of permit situations

I put a long blog post in Huffington about the subject. Requiring insurance for permit holders would be a good way to begin to provide for victims of accidents and intentional shootings.

 

[limpingbear]

The problem with the insurance for permit holders as I see it, is that sooner or later someone like Feinstine or Pelosi is going to say that in order to have a permit to carry, you now are required to have insurance ala obamacare. And here is the rub with insurance...if it is a good shoot, you wont need it, (or should not need it) if its a bad shoot, the insurance company wont cover you. (like having fire insurance on your house then setting it on fire)

 

[mljdeckard]

You can't say if it's a good shoot you won't need it. All it takes is a rookie DA looking to make a name for himself, and a judge who has been sleeping on the couch for a week, and you will be putting your lawyer's kids through college instead of your own. Regardless of the inevitable outcome. There was never enough evidence to charge George Zimmerman. Look at him now.

 

[Guy B. Meredith]

Requiring insurance for permit holders to pay for general misuse and criminal use is NOT a good idea. It is a non starter. The majority of permit holders are responsible individuals. They have little to no responsibility for the majority of accidents and or criminal intentional shootings.

The risks listed in the article are imaginary. Check the stats. They are all creatures of prejudice.

Such ideas bolster the prejudice behind the bigotry practiced by anti gun types that firearms owners are inherently dangerous and criminal. It provides yet more discrimination based on wealth and, as with most such ideas, inherently makes firearms ownership a privilege of the wealthy elite.

The only valid reason for the insurance is to protect firearms owners from lawsuits in justifiable shootings and should be of the firearms owner's choice.

 

[docsleepy]

With all due respect, I completely disagree with much of Harvey's article. People are free to purchase insurance if they wish, but we do not need to infringe on 2nd Amendment rights. The VPC is a particularly untrustworthy reference group.