I bought one a month ago.20 inch 7.62. Found it at a pawn shop for $250 + tax. Very low round count on it
I picked up this scope
http://www.midwayusa.com/eproductpage.exe/showproduct?saleitemid=364288&t=11082005
This mount
http://www.combathunting.com/SCOPE_MOUNTS-AK_47_5th_Gen_Detachable_Double_Rail_Side_Mount_1.html
and some weaver rings. All of the parts were purchased from Midway USA.
What a bargain. I was also able to purchase a scope leveling kit, a bench rest and a scope lens cover. All of this for less than the price of a bargain bin cmmg AR.
Over the weekend it went to my local range. The groups were tight with wolf military classic and fiocchi fmj. I also shot some brown bear SP as well. The brown bear did the worst of the three. There were no failures of any type.
The groups were pretty tight, about 1.5 - 2 inches at 35 yards. I know that is not the greatest endorsement but this is my first scoped rifle. With more effort on my part I know the groups will improve.
The factory furniture is flimsy, but will do the job. My conversion parts will be ordered very soon. To answer your question, I am very happy with the purchase and this shoots better than my Yugo SKS ( open sights) and even better with the scope. The Saiga is also about 3-4 lbs. lighter than the SKS.
Make sure to stay 922 compliant if you buy one and convert. Lots of info on the Saiga-12 forum. IMO the Saiga has a lot more potential than a WASR. Also, they are brand new Russian rifles. Made in the same factory that produces true AK's for the Military. Probably one of the best deals going now...
I'll try and post some pics when I can.
Buy one, you will be happy!