bullets land at more than mere terminal velocity from a free fall
In my city, people are killed every New Year's Eve by bullets fired into the air to celebrate the New Year.
Bullets are fired at an angle into the air, of course not perfectly vertically. Therefore, the rounds follow a trajectory - do not go straight up, stop, and then accelerate straight down. Hence the rounds strike the ground/people/roofs at much more than mere terminal velocity from a free fall.
Careless shooters/drunks/imbeciles sometimes fire at fairly shallow angles - you can see that from videos taken by newsmen at these scenes of celebratory gunfire into the air. Terrible. The mayor in my city advises all citizens to go indoors half an hour before, and half an hour after, midnight og New Year's, to avoid getting shot.