I can't even tell you how sick I am of gun snobs acting like this. The OP gave a price point, and all you can do is dog him about spending more? Low class guys. Really low class. You have no idea what the OP's financial/life situation is. Assuming he/she can save up another 50% of the price he mentioned is snobbish and mean-spirited.
I fundamentally disagree. I saw nobody dogging on him. Posts 5, 6, 8, and 11 gave him solid recommendations and the remainder gave him ADVICE. Nobody sneered or jeered at how he arrived at his $200 budget. I suspect you are reading far too much into that which was said.
I have had more than a few $200 handguns. I have had $300+ handguns. I can tell you categorically that, with very few exceptions, there are few handguns left around that can be had for $200 that I would willingly purchase. That is not snobbery - it's experience.
Back when you could get a police turn-in Model 10 S&W or a ComBlock Makarov for $200, that would have been my vote. Now that those supplies have dried up, I recommend the P95 as the lowest-cost handgun worth owning.
If you're gonna buy something that you may need to use to defend your life or use to learn to shoot, it should be something worth of that role. That doesn't mean that it has to be expensive, but it does need to be robust and reliable.
Sharing that life lesson doesn't make the poster mean-spirited or a snob; it simply makes them honest.
Finding a store that allows layaway for used guns can be really handy. I have used such services, and made monthly payments (sometimes as little as $25 or $50 per month) on more than a few occasions.