rainbowbob
Member
There is a loan on the house but I believe she is simply getting the loan altered. She's paying him cash.
That would indicate the GF is re-financing the existing loan for a larger amount in order to pull out cash to pay the ex-BF his share of the joint equity.
Essentially, that means she is applying for a new loan that is larger than the old loan. The new loan will pay off the old loan and provide enough extra cash to pay off the ex.
That could indeed take a month or so to close. Meanwhile, the ex apparently has some right and title to the house.
That does NOT mean he would necessarily retain the right to enter the house in contempt of a no-contact order. I believe with a no-contact order the GF would have the right to change the locks and deny him access.
Get a no-contact order! Do it today! I'm serious! It sounds to me that the GF may need an attorney to navigate these muddy waters. It would probably be money well-spent to buy an hour of legal advice to at least get a handle on this legally slippery and potentially dangerous situation.
If the nutty boy friend was physically abusive, she needs to file charges, that will at least keep him from legally buying a gun...
It sounds to me that he has already made threats of physical violence that would prevent him from legally possessing a firearm if included in a no-contact order. You usually don't need "proof beyond a shadow of a doubt" to obtain said order. You and the GF corroborating each other's claims of threats and harrassment should be enough. Of course, "legally" preventing him from possessing a firearm is not the same thing as "actually" preventing him from possessing one.
I think we all agree that you need to take this seriously and do at least some of the things that have been suggested to you - starting with a no-contact order ASAP. If you are serious about asking for advice - I, for one, want some evidence that you are serious about taking it. Please let us know by Monday evening what steps you have taken. If the answer is "none of the above" - than I will move on to other threads and let you and the GF work it out.
Good luck, and be safe.
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