I'm afraid I must respectfully disagree.If you want to run a business, you want insurance. If your insurance company says that you have to have gun locks on all guns that customers have access to or we aren't issuing a policy, you buy a bunch of cheesy locks.
I was thirty years a general contractor, one of the most litigious, insurance (and bond) laden businesses out there.
I urge you not to take any of this post personally, rather, take it as a series of suggestions from one business owner to another.
The insurance companies did not run my business nor that of any of my subs. In fact, we frequently discussed the phenomenon of allowing insurance companies to dictate company policy, and it was generally agreed that when one defaults to what an insurance company recommends, it is because that business owner does not know how to operate that point of his business, and, furthermore, he knows he doesn't know how to operate that point of his business.
Subs who told me it was for insurance reasons stopped being my subs-- they were demonstrating that they did not understand their business well enough to get mine, and they were admitting that they knew that this was so.
You may be required to have insurance, but that's where it stops. You are supposed to be the expert at whatever your business is, not them.
And finally, it may be so that you can't get insurance without cheesy locks. This year. But the issue is not the cheesy locks. Year by year, the requirements one must meet to be insured change, just as insurance rates for driving go down as time passes with no issues. There are many, many gun stores that will hand me an unlocked weapon. If all insurance companies "required" that all weapons be locked, that wouldn't be true.
Find a different insurance company. Find a different insurance agent. Speak to your agent every year, asking, then suggesting, and finally demanding that any restrictions you find onerous be eliminated. Don't spend your time waiting on customers. Go back into your office, shut the door, get on the phone and work hard, all day, managing those portions of your business that your counter monkeys can't do. Like finding good, reasonable insurance.
And best of luck.