Yes, OP borrowing is the right thing. You want to be polite when asking of course, but many of us (myself included) are more than happy to loan guns. My hunting Remington 870 is at my brother's house (I don't bird hunt in TX) and I'm always happy when someone can make use of it.
Also for the budget minded don't discount a single shot break action with a full choke.
Also for the budget minded don't discount a single shot break action with a full choke.