Anybody read that mid-80s FBI analysis that concludes with the finding that the only thing that really matters with a pistol round is that it penetrates deeply?
Anyway, regardless of that report, I carry FJMs for numerous reasons. Using the same bullets all the time precludes readjusting reloading dies, they're generally a little less expensive, and they generally function more reliably in most pistols than bullets with other shapes. They give ME 100% confidence that the cartridge will not cause a malfunction in my various pistols. In many years (decades) of handloading, I have worked up my preferred load for each caliber, with a standard RN FMJ, and that's what I carry.
Don't get me wrong though - it's fun to vary things and I do occasionally shoot light and fast HPs in my 9mm or .38 Super, but when it comes to carry, I almost always go back to the heavier FJMs. In my .45, it's always 230 gr. FMJs.
As for what's behind whatever I have to shoot at - it doesn't matter what kind of load I'm shooting - I have to consider what's behind the target at all times. I'm a former federal LEO and there are certain things ingrained in my mind from a lot of training. I'm not going to think, "Ok, I can shoot at this guy because I'm shooting a light hollow point and it's not going to go thru and thru."
Bottom line: I don't care about any findings by Mr. Ayoob about any kind of bullet. There's simply not that much difference when you get to the end. It just matters that you get penetration (in my view) and you punch as many holes in the guy as you can. If you're looking into the muzzle of my carry piece, it's not going to matter much if it's an FMJ or a HP.
Something to note: Got no kids in the house to worry about and no close neighbors, but it would not impact my choices anyway. The handguns are locked up and there's a 12ga. by the bed, with OO Buck in it.