Good point, Manco, but I really only noticed one actual recommendation for FMJ. My take on .45 fmj is just what I said: if I were limited to fmj, which is a potential real future scenario, I would prefer that fmj to be big and heavy and subsonic. .45 fmj is, I believe, less penetrative than 9mm fmj while certainly being penetrative enough (and then some). I certainly agree with you that JHP is better in both cases. While it may not be true that "all fall to hardball", certainly plenty have as long as shot placement is adequate. Every major caliber will work, even with fmj, if the shooter does his part. Certainly JHPs work better in most cases.
I certainly agree with your picks and your recommendation to stick with standard pressure in that caliber.