Most "practical" shooting targets are a gross over simplification to begin with. They assume an upright and squarely facing attitude. A badguy may be presenting a 90 degree side view. In any scenario involving a presented fiream (by the BG), the actual weapon - handgun or long gun - supported by both hands and arms may be blocking a direct shot to a large portion of the upper torso, especially if they are leaning forward.
I am not suggesting in such cases one aim below, as in the split second demands of a gunfight this is not a good idea, but not necessarily a bad thing if it is instinctive and immediate.
I am not suggesting in such cases one aim below, as in the split second demands of a gunfight this is not a good idea, but not necessarily a bad thing if it is instinctive and immediate.