Reloading is cheaper.
I reload 24 different chamberings. The only factory ammo I buy is rimfire.
I have many obscure, obsolete, and wildcat chamberings.
Lead bullets are inferior? Oh, please! You're talking to folks who have decades of reloading experience, and you're telling them they're doing it wrong?
Done right, you'll never have a leading problem. That's not conjecture, that's fact. If you do get leading in your barrel, you're doing it wrong - period.
I shoot swaged and cast lead bullets in 9mm Luger, .38 Special, .357 Magnum, .44 Special, .45 ACP, .30-30 Winchester, .30-40 Krag, .303 British, 8mm Mauser, and .45-70 Government. Many of those are bullets I cast from scrap lead pipe and wheelweights which I got for free. My ammo prices aren't too different than what Clarence quoted above, honestly.
Likewise, were I to buy even 20 of my normal 535gr cast Postell .45-70 rounds at retail prices, I'd probably have to give up shooting my Sharps for a while.
I shoot competitively, and a lot, be it IPSC, USPSA, IDPA, IHMSA, High Power, F-Class, or BPCR Silhouette. I have two Dillon progressives, one Hornady single-stage, one C-H single stage, and a Huntington hand press. I make ammo that's more accurate than factory, at a pace that's just fine for my purposes, and it's tailored to the guns that fire the stuff. Even my AKs and SKS rifles get my handloads - no Wolf or other surplus steel-cased garbage graces their chambers.
As a handloader since about 1976, I've been accumulating and horse-trading components and tools ever since, and add small amounts here and there. I'm still working on my primer/bullet/powder stash from the Y2K scare, honestly.
Instead of telling all of us reloaders how wrong they are, why don't you spend some time with one and see it from a different viewpoint? I'd be more than happy to invite you up here to Wisconsin and let you sit in on a reloading session in my garage, or even the reloading clinic I'm teaching at our local range.
It's one thing if you're too busy to bother with the process, or have extra ammo money burning a hole in your pocket. If that's the case, just say so. Otherwise, there's probably several hundred or more combined years of reloading experience at just THR.ORG alone, never mind THR.US and TFL.
Ammo prices aren't dropping, and that's assuming you can even find some. Walking through the aisles at both of my local Gander Mountain stores, as well as the local Cabelas, I don't get a real warm fuzzy...