My wife and I both lost our jobs about 6 months ago. Luckily we have recourses that we could ride on, and now I am just returning to work. That aside, we did plan out what our emergency plan was. Ultimatelly, we decided such measures as selling my guns was a very short term solution with no benefit, more easily and effectively solved with p/t work, etc. That totally aside, what do you use your arms for? Hunting, if so what? target, predator control, home / personal defense? Do you carry?
While the handgun is the only one concealable, is this a factor for you? While it could be used for hunting, it is far from the best choice. The 1894 would be a fine home defence piece, and be much better for hunting, the game reasonably chosen. For a rifle it is quite packable, easily concealed in a vehicle when traveling. Any guns in unfired conditions certainly go. They havent been used yet, so probably wont be much in the future. Collectors or novelty or just "fun" guns go- obviously are a luxury, not a neccessity.
Here in NY the hassle and sale return on handguns is so poor I accept I own them for life, so no selling there. Of my 30 odd long guns, it would boil down to keeping a 1894 30-30, 12 g. Ithaca 37 with multichoke and slug bbl, and scoped in line ML. I could hunt anything in my interests, reload them all, and get the best return for my long guns...but only if it came down quite literally to food money.