I carry Winchester White Box JHP's in my .40 and .45, because it has proven reliable and accurate in my guns, and it is cheap enough that I can practice non-stop with what I carry. I trust what I am "combat-proficient enough" with for shot placement, over the latest state-of-the-art 300% expansion, penetrates-any-cover-but-stops-in-BG bullets they try to sell. That being said, I won two boxes of Hornady Critical Defense .45's in Springfield Armory's sweepstakes last year, and loaded two of my 1911 magazines with them for winter carry, just because they are designed not to clog the hollow point with thick layered clothing. But, I wouldn't have paid the extra money for them, myself. I feel confident that WWB will meet my needs, if I ever HAVE need (and I pray that I don't).