atblis
Member
After talking to my credit union rep, I've started using the billpay service. One feature I've noticed is that you can send money directly to people. This seems like it works great for paying for things, and it isn't Paypal!
This post arises from a recent purchase. I offered the billpay service to someone, and they were adamant that they want a certified check. What confounds me is that people will accept certified checks but balk at the billpay thing. How is a certified check less risky than a bank transfer by a known good service in billpay? If I am not mistaken, ultimately the check is just a paper slip telling them to make the same electronic transfer you'd be doing with billpay.
I haven't seen where there are any fees. Yeah yeah, it's a bank so they're there somewhere.
Some people don't like giving out their account info, but you don't do that with billpay. The other person never sees your account info. If receiving payment, the other person initiates and the credit union sends you an email with a link. You go to the banks/credit union's website and enter it directly. What's the big deal anyways, it's all right there on your checks anyways?
You get your money. Nobody has to leave home. The USPS isn't involved. It isn't Paypal. Fuds and their stupid certified checks. :banghead:
This post arises from a recent purchase. I offered the billpay service to someone, and they were adamant that they want a certified check. What confounds me is that people will accept certified checks but balk at the billpay thing. How is a certified check less risky than a bank transfer by a known good service in billpay? If I am not mistaken, ultimately the check is just a paper slip telling them to make the same electronic transfer you'd be doing with billpay.
I haven't seen where there are any fees. Yeah yeah, it's a bank so they're there somewhere.
Some people don't like giving out their account info, but you don't do that with billpay. The other person never sees your account info. If receiving payment, the other person initiates and the credit union sends you an email with a link. You go to the banks/credit union's website and enter it directly. What's the big deal anyways, it's all right there on your checks anyways?
You get your money. Nobody has to leave home. The USPS isn't involved. It isn't Paypal. Fuds and their stupid certified checks. :banghead:
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