I call myself frugal. My wife says I am CHEAP. I enjoy trying to get the gun I want for a low price.
I stalked Single Six 22's for at least a couple of months. Finally I found one on Gunbroker with worn finish and missing the little button that you push to remove the cylinder pin. I won it for a $125 bid. A bottle of cold blue and $20 worth of parts (including shipping) later, I had myself a well-functioning Single Six.
The 32 H&R magnum was more challenging. They are more rare, more pricey, and I was probably less patient. I ended up paying BIG MONEY - $300 - to get a decent one.
One of the big advantages of the Ruger single action revolvers is their durability. I own five of them and bought four of them used: two Single Sixes, two Blackhawks, and one Super Blackhawk. The used ones all function perfectly, even the one that is 45 years old. All of them had obviously been shot more than just a little before I got them. If I had it to do over I would have bought the other one used as well.
Just my 2 cents.