I don't believe it's "not the norm" if you CCW and you drive a car. Google "shot while changing flat tire", "robbed while changing flat tire", "attacked while changing flat tire" and "assaulted with car trouble".
This is not the case with well-designed modern JHP ammunition - you DO NOT have to compromise terminal performance. There are JHP ammunition choices that perform well in circumstances where light/heavy clothing is encountered as well as through auto sheetmetal and windshield glass.
Finding various examples of gunshots with involve shooting through auto glass and metal does NOT make this the norm. It simply illustrates some example wherein gunfire did involve such circumstances. For it to be the norm, then a very large fraction of violent encounters involving gunfire must involve shooting through auto glass and metal.
And sorry to pop this bubble, but you DO sacrifice terminal performance, most expecially with handgun ammunition.
Handguns are not the best firearm for self-defense in terms of power and terminal performance. They are, perhaps, the best CONCEALABLE and PORTABLE firearm for a person to carry/have on them. But in doing so, they represent yet more compromise in performance in order to gain that concealability and portability.
A 9mm bullet, regardless of mass, design, and velocity, is STILL subject to the laws of physics whenever impacting on any other object. Shooting through glass or metal necessarily causes bullet deformation/fragmentation, loss of velocity, and deflection for any angle other than a straight-on shot (and sometimes even those cause deflections).
Fire a jacketed hollowpoint of any kind through automobile glass or metal and you WILL adversely affect it's terminal performance characteristics. Loss of velocity, bullet deformation, filling the hollowpoint with debris, angle of deflection, and destabilization of the bullet will ALL act to do SOMETHING to reduce the hollowpoint performance below its optimal.
This is not to say that such a bullet will NOT hit, penetrate, and expand in the target, however. Only that it's ability to do so in an optimal fashion, as it was designed to do, WILL be reduced by some unpredictable factor.
It is well worth the time to go through the "Buick O' Truth" on The Box O' Truth's website:
http://www.theboxotruth.com/docs/thebuickotruth.htm
Pretty entertaining, as well as revealing. Shooting through glass was with a 9mm ball did, indeed, cause bullet deformation, deflection, fragmentation, and loss of penetration power.
The bullet mass is not mentioned...but a little research I did says that "9mm ball" refers to 112 gr jacketed. Perhaps some would care to enlighten me on this. If so, it would be quite interesting to note that this 9mm ball did quite a number with respect to penetrating auto glass and metal doors.
ALL THAT SAID, I fully understand that people design bullets for a wide variety of uses and performance characteristics. But in doing so, you ALWAYS affect some other characteristic of the ammunition and gun performance while doing so. Increase the velocity and chamber pressures and recoil are increased. Increase mass and velocity goes down. Increase mass and velocity both and chamber pressures and recoil go up even more dramatically. Use a hollowpoint with lower mass and get increased velocity at the cost of other factors. Use a hollowpoint with higher mass requires a longer bullet, which means seating deeper into the cartridge, which changes the type of powder used and affects chamber pressures/velocities.
It's ALWAYS a give and take.
Handguns are NOT the best weapon for shooting through auto glass and metal, PERIOD. You can improve their capability to do so within some limitations, yes. However, this WILL affect performance in other areas.
So my closing comment in post #85 is especially important:
Quit looking for specialized bullets with which to deal with the most exacting circumstances and concentrate on finding the bullet(s) which will adequately and reliably perform their role as a self-defense round, while functioning reliably in your pistol.
There aren't any magic bullets. Quit looking for them.