Taking Credit cards

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newfalguy101

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I hope this is the right place for this.

I have an 01 FFL and have been looking at getting set-up to take plastic, its getting more and more common for people at shows to either ask if I take plastic, or just present a card at the time of payment.

The issue, I am running into is that several of the companies I have looked at is that the companies do NOT allow firearm sales transactions.

Anybody have a suggestion for a company I can look at??

I checked into Square.com and Revelup.com
 
oneounceload said:
Our gun club uses Square with zero issues

Might try the same Visa company that Cabela's uses
Click to expand...

#6 on the Square user agreement

See bolded parts

6. Your Square Account

By creating a Square Account, you confirm that you are either a legal resident of the United States, a United States citizen, or a business entity authorized to conduct business by the state(s) in which you operate. The Services and your Square Account may only be used for business purposes in the fifty states of the United States of America and the District of Columbia. You may not export the Services directly or indirectly, and you acknowledge that the Services may be subject to export restrictions imposed by US law, including US Export Administration Regulations (15 C.F.R. Chapter VII).

By creating a Square Account, you also confirm that you will not accept payments in connection with the following businesses or business activities: (1) any illegal activity or goods,

(2) buyers or membership clubs, including dues associated with such clubs,

(3) credit counseling or credit repair agencies, (4) credit protection or identity theft protection services, (5) direct marketing or subscription offers or services, (6) infomercial sales, (7) internet/mail order/telephone order pharmacies or pharmacy referral services (where fulfillment of medication is performed with an internet or telephone consultation, absent a physical visit with a physician including re-importation of pharmaceuticals from foreign countries), (8) unauthorized multi-level marketing businesses, (9) inbound or outbound telemarketers, (10) prepaid phone cards or phone services, (11) rebate based businesses, (12) up-sell merchants, (13) bill payment services, (14) betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at races, (15) manual or automated cash disbursements, (16) prepaid cards, checks, or other financial merchandise or services, (17) sales of money-orders or foreign currency, (18) wire transfer money orders, (19) high-risk products and services, including telemarketing sales, (20) service station merchants, (21) automated fuel dispensers, (22) adult entertainment oriented products or services (in any medium, including internet, telephone, or printed material),

(23) sales of (i) firearms, firearm parts or hardware, and ammunition; or (ii) weapons and other devices designed to cause physical injury

(24) internet/mail order/telephone order cigarette or tobacco sales, (25) drug paraphernalia, (26) occult materials, (27) hate or harmful products, (28) escort services, (29) bankruptcy attorneys or collection agencies engaged in the collection of debt.

It could almost be argued that your club is violating two sections of #6....
 
Perhaps First National Bank of Omaha Visa.
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I used to have them and dumped them for high fees. They're not really FNBO any more, the bank end is TSYS and if you do a search on them you will find a ton of complaints.

For high volume FFL's use either Payment Alliance International or Transnational, and for low volume with no monthly fee but a higher swipe fee look at EMSPlus.
 
I used to have them and dumped them for high fees. They're not really FNBO any more, the bank end is TSYS and if you do a search on them you will find a ton of complaints.
Click to expand...

A shame! :evil: And yet they have been so good to me since 2002. :scrutiny: Just lucky, I suppose. :uhoh: I'll watch my 6 with them from now on.
 
I use a Sqare on my iPhone and it's superb.

I could care less about their policies. I'm a pirate. Get over it... ;-)



Willie

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Have you spoken with the bank you use for your business? We are not in the gun business but a refrigeration service business and receive about 15% of our accounts receivable through plastic. Every hustler in the world will offer you great service and lower rates but we have found that our business banker offers the best overall package. The money goes directly into our account, the service charge is competitive with all of the "best deal" servicers we tried prior to the logical choice of our own bank, and you always deal with the same person. All bets are off if you bank at Wells Fargo though.......
 
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NEWFAL

That's somewhat ironic, because he also uses it for club memberships to the gun club as well as for buying prepaid rounds of targets (shotgun club) as well as orders for powder, ammo, wads, primers, etc.
 
Most processors are OK with in-person swiped transactions for firearms and ammo. Most of them will cancel you in a heartbeat for manually keyed transactions for guns, ie: web sales, Gunbroker auctions, etc. Payment Alliance International, and Transnational are the two companies which have done their homework and understand the firearm industry. Give them a call to compare rates and fees.
Don't try to skirt the rules with Square, they will catch you, and whatever money hasn't been transferred to your account will be tied up for a long time.
 
Nobody bothers to read.........

ericbc7 Yep "square" is a good way to go, I deal with lots of U-pick strawberry operations and they all love it.
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While it may be wonderful for strawberry pickers, it is a terrible choice for a gun dealer.

Last year, Square announced that it would no longer allow transactions involving firearms, firearm accessories or ammunition.

Several dealers have reported difficulties because they ignored Square's policy. Their accounts were closed and $$$ tied up for months until Square decided to release it.
 
ah dogtown tom, i have no dealings with with Square directly, i may have naively assumed that commercial transactions were not sensitive to type. what i don't understand is how Square would know what kind of transaction was occurring unless you told em.
so im a bit skeptical but not dismissive of your claim that they might screen their transactions. Square has lots of detail available for sales and perhaps significant items or categories send up flags. I have no idea, but the info should be available from them.
 
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