Joe Link
Member
In an effort to save money, I called my AAA insurance agent today to see how much money I'd save on by switching from State Farm renters insurance (which I shopped for and purchased independently) to Travelers (who I have my auto insurance with, purchased through AAA). I was telling them about my situation, coverages and deductibles, etc. when the topic of firearms came up and I explained that I'll need extra coverage for my collection. The agent asked me about the type of firearms, specifically if I owned any "pistols, shotguns, or assault rifles". I knew right away there was going to be a problem.
I told her all of the above and gave her an estimate of the value, then waited for her to call back with confirmation of whether or not they have a policy against insuring 'assault rifles'. As I was on the phone with a client she called and left a message saying that Travelers will not insure 'assault weapons'. At this point I was rather upset, and decided to confirm this with Travelers themselves.
I called Travelers and spoke with an agent.
Now I'm not only shopping for renters insurance, but auto insurance as well. If any of you have Travelers or do business with any other company that chooses to discriminate against us for our lawful activities, I urge you to vote with your dollars and find alternatives.
I told her all of the above and gave her an estimate of the value, then waited for her to call back with confirmation of whether or not they have a policy against insuring 'assault rifles'. As I was on the phone with a client she called and left a message saying that Travelers will not insure 'assault weapons'. At this point I was rather upset, and decided to confirm this with Travelers themselves.
I called Travelers and spoke with an agent.
Him: Thank you for calling Travelers, may I help you?
Me: Yes, I just spoke with my AAA agent through whom I purchase my Travelers auto insurance. I was hoping to switch to you guys for my renters insurance as well, but she informed me there are limitations as to what types of firearms you're willing to insure.
Him: That could be true, let me check my documentation and get and answer for you. Please hold for a second.
<puts me on hold>
Him: I can't seem to find anything in here stating specific types or models, what type of firearm are you trying to insure?
Me: The AR15's in my collection seem to be the ones the agent said you wouldn't insure.
Him: Ok, now are those assault rifles?
Me: What's an assault rifle? Assault is an action, not a type of object. Do you have a list of types or models of rifles you won't insure?
Him: Well no, all this says is assault rifle here. I agree with you though, I have no idea what they consider an assault rifle. Are they fully automatic or semi automatic?
Me: They're semi-automatic.
Him: Ok, let me go check with our underwriters.
<puts me on hold>
Him: Yeah, that's something they're not willing to insure.
Me. Ok, thanks.
Now I'm not only shopping for renters insurance, but auto insurance as well. If any of you have Travelers or do business with any other company that chooses to discriminate against us for our lawful activities, I urge you to vote with your dollars and find alternatives.