If the gun is clean (or even not fouled with lots of shooting), a simple wipe down is all you need. I get wanting to take it down, blow out the guts, detail it, etc. However, if you keep it wiped down and exam it for any fuzz build up in the action or if you carry gun has a hammer every once in awhile, you'll be fine.
I don't religiously clean my guns. I have done far more damage to the finish and/or pins needlessly taking the gun apart over and over.
Here is my carry gun routine when I buy it:
Take it home and field strip it so that I can get used to it and/or look up any youtube tricks if it's a tricky one.
Clean it and lube it
Cycle the action/check for function, etc
Load it, chamber it, top of the mag, stick it in my holster and head to the range
Shoot the heck out of it
Head back home and clean it well before loading it up for carry.
I won't do more than a wipe down and visual inspection until I shoot it again. If I shoot it just a little, I'll probably just wipe it down some more and make sure it's not fouled up.