My CCW instructor made a comment that made a lot of common sense. This was based on a question asked whether we should intervene in order to stop a criminal act. His reply was very simple, Conceal Carry is for personal protection of loved ones and oneself. Carrying a handgun does not make us law enforcement officers. We are still civilians let your morality and ethics guide you, but be willing to live with your decision and accept all ramifications that may occur from your decision and indecision.