Age 23.
I carry a Smith & Wesson M642 in a Bob Mika pocket holster loaded with Remington Golden Saber .38 special +P 125 grain ammo, with a Bianchi speed strip loaded with 5 additional Golden Saber rounds. The gun resides in the right front pocket of my Wrangler relaxed fit jeans, with the speed strip residing in the front right watch pocket.
Works for me.
YMMV.